What is
Property Insurance?
Property Insurance is a type of insurance coverage that provides financial protection against various risks and damages to physical properties, such as homes, buildings, and personal belongings. It helps property owners mitigate the financial impact of unexpected events that could cause damage or lose.
The benefits of having Property Insurance :
Protection from Fire
Protection from Earthquake
Protection from Third Party Liability
By filling in the details of your property, Lindungi Rumah can provide the appropriate insurance premium price.

1st Class Construction definition :

Residential house construction where the walls, floors and all structural supporting components as well as the roof covering are made entirely and completely from non-combustible materials, such as using steel frames, wood, reinforced concrete.

Content definition :

Content refers to the furniture or equipment found inside the insured building. Examples include table, chair, cabinet, bed, sofa, shelves, and other furniture.

Items that are not covered include motor vehicles, precious metals, jewelry, gemstones, precious stones, antiques, works of art, computer software, magnetic cards, chips, and other items excluded in the policy.

F.A.Q

1. What is Lindungi Rumah and what is the coverage?

Lindungi Rumah – Protection of Your value Residence (Building & Content) against any sudden & accidental damage which including but not limited any damage caused of:

MAIN COVERED :

  • Fire; Lightning, Explosion, Aircraft Impact & Smoke [FLEXAS];
  • Typhoon; Storm; Flood; Water Damage [TSFWD];
  • Riot; Strike; Malicious Damage & Civil Commotion [RSMD + CC]
  • Burglary / Theft / Accidental Damage
  • Earthquake ; Volcanic Eruption ; Tsunami [EQVET]
  • Liability to Third Party [Within Premises]

ADD. BENEFIT: *) as per insurer each Insurer Extension Agreed to add.

  • Personal Accident
  • Temporary Accommodation
  • Domestic Servant Belongings
  • Terrorism & Sabotage *)
  • In-fidelity Conduct Domestic Servant *)