What is
Travel Insurance?
Travel Insurance is a type of insurance coverage designed to provide financial protection and assistance to individuals while they are traveling. It helps travelers mitigate the financial risks and challanges that can arise during trips, whether domestic or international. Travel Insurance typically covers a range of situations that could disrupt or impact a trip, including medical emergencies, trip cancellations or interruptions, lost baggage, and more.
The benefits of having Travel Insurance :
Flight Cancellation
Medical Expense
Lost Baggage
Covid-19 Protection
By filling in the details of your trip, Lindungi Perjalanan can provide the appropriate insurance premium price.

Travel Insurance Coverage in Military Conflict-Affected Zone

Given the current dynamic global situation, particularly regarding conflict conditions in certain regions, we would like to provide this important update to ensure that your travel plans remain transparently and effectively managed. Please be advised that conflict situations in specific areas may affect the scope and benefits of your travel insurance coverage, whether you are traveling toward, within, or returning from the affected regions.

In accordance with standard Travel Insurance policy terms as stated under the General Exclusions section, Travel Insurance does not cover losses directly or indirectly caused by situations of War or Invasion. We strongly recommend that you strictly adhere to official guidance from local authorities for your safety before and during your journey.

For those who have purchased a Travel Insurance policy through Mudah Lindungi and are experiencing changes in departure dates due to current circumstances, please inform us as soon as possible. We are ready to assist with the application process for insurance period adjustments to ensure your coverage remains aligned with your new travel schedule.

Should you have further questions or encounter any difficulties, please do not hesitate to contact us.

Asuransi Perjalanan di Wilayah Terdampak Konflik Militer

Mengingat situasi dunia yang dinamis saat ini, khususnya terkait kondisi konflik di wilayah tertentu, kami ingin menyampaikan informasi penting ini guna memastikan rencana perjalanan Anda tetap terkelola secara transparan dan efektif. Harap diperhatikan bahwa situasi konflik di wilayah tertentu dapat mempengaruhi cakupan serta manfaat perlindungan asuransi perjalanan Anda, baik saat Anda melakukan perjalanan menuju, di dalam, maupun kembali dari wilayah yang terdampak.

Sesuai dengan ketentuan standar dalam Polis Asuransi Perjalanan yang tercantum pada bagian Pengecualian Umum, Asuransi Perjalanan tidak menjamin kerugian yang secara langsung maupun tidak langsung disebabkan oleh situasi Perang atau Invasi. Kami sangat menyarankan Anda untuk selalu mengikuti panduan resmi dari otoritas setempat demi keamanan Anda sebelum dan selama perjalanan.

Bagi Anda yang telah membeli Polis Asuransi Perjalanan di Mudah Lindungi dan mengalami perubahan tanggal keberangkatan akibat situasi terkini, Anda dapat segera menginformasikannya kepada kami. Kami siap membantu proses pengajuan penyesuaian periode asuransi agar tetap selaras dengan jadwal terbaru Anda.

Apabila terdapat pertanyaan atau kendala lebih lanjut, silakan menghubungi kami.

F.A.Q

1. What is Lindungi Perjalanan and what is the coverage?

Lindungi Perjalanan is a Travel Insurance which is a Comprehensive Protection for you and beloved Family whilst traveling “Domestic & Overseas”. The main coverage includes:

  1. KECELAKAAN DIRI / PERSONAL ACCIDENT
    1. Meninggal Dunia akibat Kecelakaan / Accidental Death due to Accident
    2. Cacat Tetap akibat Kecelakaan / Permanent Disablement due to Accident
  2. BANTUAN LAYANAN DARURAT & BIAYA PENGOBATAN DI LUAR (DALAM) NEGERI / EMERGENCY ASSISTANCE SERVICES AND OVERSEAS (DOMESTIC) MEDICAL EXPENSES
    1. Bantuan Medis Darurat dan Layanan Bantuan Perjalanan / Emergency Medical and Travel Assistance Services
    2. Biaya Pengobatan di Luar Negeri (Dalam Negeri) dan Santuan Harian Rawat Inap / Overseas (Domestic) Medical Expenses and Daily Hospital Benefit
    3. Biaya Pengobatan di Luar Negeri (Dalam Negeri) / Overseas (Domestic) Medical Expenses
    4. Perawatan Medis Lanjutan / Return Treatment Extension
    5. Santunan Harian Rawat Inap / Daily Hospital Benefit ($50/hari, Maks. 30 hari)
  3. MANFAAT TAMBAHAN UNTUK CEDERA TUBUH AKIBAT KECELAKAAN / ADDITIONAL INJURY PAYOUT
    1. Cedera Tubuh yang mengakibatkan Pembedahan / Injury Resulting in Surgery
    2. Cedera Tubuh yang mengakibatkan Kehilangan Gigi atau Prosedur Gigi / Injury Resulting in Loss of Teeth or Dental Procedures
  4. PERLINDUNGAN KETIDAKNYAMANAN PERJALANAN / TRAVEL INCONVENIENCE COVER
    1. Kehilangan Biaya Perjalanan / Loss of Deposit
    2. Pembatalan & Pengurangan Perjalanan / Cancellation & Curtailment of Trip
      1. Pembatalan Perjalanan / Cancellation of Trip
      2. Pengurangan Perjalanan / Curtailment of Trip
    3. Karyawan Alternatif / Alternative Employee
    4. Gangguan Transportasi Lanjutan / Missed Transport Connection [$50 per 6 jam (hours )]
    5. Penundaan Perjalanan / Travel Delay [$50 per 6 jam (hours )]
    6. Pembajakan dan Penahanan / Hijack and Detention [$50 per 6 jam (hours )]
    7. Kehilangan atau Kerusakan Barang Pribadi atau Penundaan Bagasi / Loss or Damage of Personal Belonging or Baggage Delay
      1. Kehilangan atau Kerusakan Barang Pribadi / Loss or Damage to Personal Belonging
      2. Kehilangan Harta Benda Bisnis atau Peralatan Elektronik / Loss to Business Property or Electronic Equipment
      3. Penundaan Bagasi / Baggage Delay [$50 per 6 jam (hours )]
      4. Kehilangan Uang / Loss of Money
      5. Kehilangan Dokumen Perjalanan / Loss of Travel Documents
    8. Risiko Sendiri untuk Kendaraan / Vehicle Excess Waiver
    9. Tanggung Gugat Pribadi / Personal Liability
    10. Penculikan / Kidnap [$500 per 24 jam (hours )]
    11. Biaya Hukum / Legal Expenses
    12. Pengaturan Uang Jaminan / Bail Bond Arrangement
    13. Gangguan Acara / Missed Event
    14. Olah Raga Golf / Golf Sport
    15. Biaya Telepon Darurat / Emergency Telephone Charges
    16. Biaya Kunjungan Pendamping / Overseas Compassionate Visit
  • PERLUASAN MANFAAT / EXTENSION COVERAGE
    1. Manfaat Meninggal Dunia akibat Bencana Alam / Accidental Death Benefit Due to Natural Catastrophe
    2. Penggantian Kartu Kredit / Credit Card Indemnity
    3. Biaya Pemakaman / Funeral Expenses
    4. Biaya Perekrutan Karyawan Kunci / Key-Employee Recruitment Fees
    5. Biaya Fisioterapi / Physiotheraphy Costs